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Life is better with a plan!
A plan is important, but only helpful if implemented.
If all it took was a plan, most of us would have our debt paid off and a solid savings account by now. The truth? A plan is important—but it’s not everything.
What most people really need is accountability to stick with it, especially when life gets busy.
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Coaching Pays Off—Literally
Yes, coaching is an investment - in yourself and in your future. And your return on investment? You'll free up cash, spend with purpose, and reach your goals without a "rice and beans" mentality.
The vacation, the home upgrades, the debt payoff? Still happening. Just with less stress and more confidence.
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Accountability
I’m not here to hand you a cookie-cutter budget and send you on your way. I walk with you—through the unexpected expenses, the busy seasons, the “oops, we overspent again” moments—and help you stay focused without shame or guilt.
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We Focus On Progress, Not Perfection
My clients don’t get it “right” every single time, but they come back, reset, and keep going. And that consistency? That’s what leads to real change.
What My Clients Say
"We were doing well financially but coaching really helped us get the skills and tools that we needed to get a budget in place and see where our money was going."
Danielle Flake

I've never felt so confident and such a sigh of relief knowing how much money I have and how much I can use. I wish we would've started a long time ago like my husband (the saver) wanted me to. Don't wait on starting a budget, Heather was very knowledgeable and had great suggestions on changing the way I thought about money!
Hana Anduyan-Bostic

Heather has been such a blessing in my life. She is always willing to listen, offer support and her confidence and knowledge about handling finances is really admirable. I’m so incredibly grateful for the experience of working with her and assisting me and my family to learn how to have a better financial situation.
Carrie & Trey Herring

We were doing well financially but coaching really helped us get the skills and tools that we needed in order to get a budget in place and see where our money was going and how we could be better stewards of our money